Another year of economic struggle and the scams that accompany it: For many consumers, 2011 was another year of economic struggle. Unemployment and underemployment, threats of foreclosure and the feeling of falling farther behind made more Americans vulnerable to scams, almost all of which are economic crimes.

We saw very few new schemes emerge during the year, which is not all that unusual. After all, when the old scams have been refined and practiced over the years, why should scammers try something new? But some of the old scams have some new wrinkles, making them even more dangerous than before.

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